{"id":7774,"date":"2023-07-31T15:30:00","date_gmt":"2023-07-31T08:30:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=7774"},"modified":"2023-07-31T14:33:29","modified_gmt":"2023-07-31T07:33:29","slug":"laba-bersih-bank-mandiri-semester-i-2023-capai-rp252-triliun-naik-249-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=7774","title":{"rendered":"Laba Bersih Bank Mandiri Semester I\/2023 Capai Rp25,2 Triliun, Naik 24,9 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk melanjutkan tren kinerja keuangan yang positif pada semester I\/2023. Perseroan mampu membukukan pertumbuhan laba bersih 24,9% hingga Juni 2023.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama Bank Mandiri Darmawan Junaidi mengumumkan, laba bersih perseroan mencapai Rp25,2 triliun pada semester I\/2023. Realisasi itu naik 24,9% dibandingkan periode yang sama tahun lalu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan laba bersih itu sejalan dengan pendapatan perseroan yang tumbuh pesat. Tercatat pendapatan bunga bersih Bank Mandiri tumbuh 13,1% secara tahunan (yoy) menjadi Rp47,3 triliun. Pendapatan non bunga tumbuh 14% menjadi Rp18,4 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring dengan kenaikan pendapatan, tingkat profitabilitas perseroan turut meningkat. <em>Return on Equity<\/em> (ROE) Tier-1 bank only telah menyentuh 25,8% atau naik 275 basis poin (bps) secara tahunan, dengan posisi <em>net interest margin<\/em> (NIM) <em>bank only<\/em> terjaga di level 5,30%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Darmawan, kinerja positif tersebut tidak terlepas dari kondisi perekonomian nasional yang semakin membaik. Hal ini kemudian mendongkrak penyaluran kredit perusahaan. Tercatat penyaluran kredit perseroan secara konsolidasi mencapai Rp1.272,07 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Realisasi tersebut tumbuh 11,8% secara tahunan, lebih tinggi dari pertumbuhan industri perbankan sebesar 7,8%. &#8220;Pencapaian kinerja Bank Mandiri yang solid juga selaras dengan kondisi ekonomi Indonesia yang masih bertumbuh di tengah ketidakpastian global,&#8221; ujar Darmawan, dalam konferensi pers, Senin (31\/7\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam penyaluran kredit, Bank Mandiri tetap berkomitmen menjaga kualitas aset. Tercatat rasio kredit macet atau <em>non performing loan<\/em> (NPL) perseroan turun ke level 1,53% pada Juni 2023, dari 2,47% pada Juni tahun lalu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, dalam menjaga kualitas aset perseroan tetap membentuk pencadangan yang memadai. Darmawan menyebutkan, perseroan telah melakukan pencadangan dengan NPL <em>Coverage ratio bank only<\/em> mencapai 342,2%, meningkat dari posisi kuartal II tahun sebelumnya yang sebesar 274,5%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kenaikkan pencadangan itu dilakukan, meskipun nilai restrukturisasi kredit terdampak Covid-19 Bank Mandiri terus menyusut. Tercatat nilai restrukturisasi kredit Covid-19 perseroan tinggal menyisakan Rp 26,6 triliun. &#8220;Penurunan ini didorong oleh pelunasan dan pembayaran cicilan debitur, dan bisnis para debitur yang sudah kembali normal,&#8221; tutup Darmawan. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk melanjutkan tren kinerja keuangan yang positif pada semester I\/2023. Perseroan mampu membukukan pertumbuhan laba bersih 24,9% hingga Juni 2023.&nbsp; Direktur Utama Bank Mandiri Darmawan Junaidi mengumumkan, laba bersih perseroan mencapai Rp25,2 triliun pada semester I\/2023. Realisasi itu naik 24,9% dibandingkan periode yang sama tahun lalu.&nbsp; Pertumbuhan laba bersih [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2176,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[1989,426,1370,4821,553,720,4802],"class_list":["post-7774","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-1989","tag-bank","tag-bersih","tag-i","tag-laba","tag-mandiri","tag-semester"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank Mandiri Semester I\/2023 Capai Rp25,2 Triliun, Naik 24,9 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=7774\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank Mandiri Semester I\/2023 Capai Rp25,2 Triliun, Naik 24,9 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk melanjutkan tren kinerja keuangan yang positif pada semester I\/2023. Perseroan mampu membukukan pertumbuhan laba bersih 24,9% hingga Juni 2023.&nbsp; Direktur Utama Bank Mandiri Darmawan Junaidi mengumumkan, laba bersih perseroan mencapai Rp25,2 triliun pada semester I\/2023. 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