{"id":9043,"date":"2023-10-20T15:11:37","date_gmt":"2023-10-20T08:11:37","guid":{"rendered":"https:\/\/businessupdate.id\/?p=9043"},"modified":"2023-10-20T15:11:41","modified_gmt":"2023-10-20T08:11:41","slug":"bi-perpanjang-kebijakan-dp-0-persen-hingga-akhir-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=9043","title":{"rendered":"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Bank Indonesia (BI) memutuskan untuk memperpanjang kebijakan relaksasi rasio <em>Loan to Value\/Financing to Value<\/em> (LTV\/FTV) untuk kredit atau pembiayaan properti maksimal 100%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Degan kebijakan ini memungkinkan para calon pembeli properti tak perlu bayar uang muka alias <em>down payment<\/em> (DP) 0% ketika memanfaatkan fasilitas kredit pemilikan rumah atau apartemen (KPR\/KPA).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, kebijakan relaksasi ini telah diperpanjang dan akan berakhir pada 31 Desember 2023. Namun kini BI kembali melanjutkan perpanjangan relaksasi LTV\/FTV dengan masa berlaku efektif mulai dari 1 Januari 2024 hingga 31 Desember 2024.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagaimana dikutip dari website BI pada Jumat (20\/10\/2023), kebijakan tersebut merupakan salah satu hasil Rapat Dewan Gubernur (RDG) Bank Indonesia yang digelar pada 19-20 Oktober 2023.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ada pun relaksasi LTV\/FTV paling tinggi 100% itu berlaku untuk semua jenis properti, yakni rumah tapak, rumah susun, serta ruko atau rukan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tak hanya konsumen, BI juga memberikan pelonggaran bagi bank yang memenuhi kriteria <em>non-performing loan<\/em> atau <em>non-performing financing<\/em> (NPL\/NPF) tertentu. Tujuannya untuk mendorong pertumbuhan kredit di sektor properti dengan tetap memerhatikan prinsip kehati-hatian dan manajemen risiko. (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank Indonesia (BI) memutuskan untuk memperpanjang kebijakan relaksasi rasio Loan to Value\/Financing to Value (LTV\/FTV) untuk kredit atau pembiayaan properti maksimal 100%.&nbsp; Degan kebijakan ini memungkinkan para calon pembeli properti tak perlu bayar uang muka alias down payment (DP) 0% ketika memanfaatkan fasilitas kredit pemilikan rumah atau apartemen (KPR\/KPA).&nbsp; Sebelumnya, kebijakan relaksasi ini [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":4305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,5415,325,918,2249,5148,3952,4772,1772],"class_list":["post-9043","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-down","tag-indonesia","tag-kebijakan","tag-muka","tag-nol","tag-payment","tag-persen","tag-uang"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=9043\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank Indonesia (BI) memutuskan untuk memperpanjang kebijakan relaksasi rasio Loan to Value\/Financing to Value (LTV\/FTV) untuk kredit atau pembiayaan properti maksimal 100%.&nbsp; Degan kebijakan ini memungkinkan para calon pembeli properti tak perlu bayar uang muka alias down payment (DP) 0% ketika memanfaatkan fasilitas kredit pemilikan rumah atau apartemen (KPR\/KPA).&nbsp; Sebelumnya, kebijakan relaksasi ini [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=9043\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-20T08:11:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-20T08:11:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/kpr-e1675153578636.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1116\" \/>\n\t<meta property=\"og:image:height\" content=\"659\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=9043\",\"url\":\"https:\/\/businessupdate.id\/?p=9043\",\"name\":\"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-10-20T08:11:37+00:00\",\"dateModified\":\"2023-10-20T08:11:41+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=9043#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=9043\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=9043#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=9043","og_locale":"en_US","og_type":"article","og_title":"BI Perpanjang Kebijakan DP 0 Persen Hingga Akhir 2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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