{"id":9092,"date":"2023-10-24T09:14:00","date_gmt":"2023-10-24T02:14:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=9092"},"modified":"2023-10-24T08:18:59","modified_gmt":"2023-10-24T01:18:59","slug":"laba-bersih-bank-lampung-kuartal-iii-2023-sebesar-rp12065-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=9092","title":{"rendered":"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Lampung atau Bank Lampung berhasil mencatatkan laba bersih sebesar Rp120,65 miliar pada kuartal III\/2023, turun 6,07% secara tahunan (yoy) dari laba bersih periode yang sama tahun sebelumnya Rp128,45 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan publikasi laporan keuangan di media massa pada Selasa (24\/10\/2023), pendapatan bunga bersih (<em>net interest income<\/em>\/NII) Bank Lampung sebenarnya mengalami peningkatan 5,8% secara tahunan&nbsp; menjadi Rp397,14 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Margin bunga bersih (<em>net interest margin<\/em>\/NIM) bank pun naik 128 basis poin ke level 5,78% pada September 2023. Namun, kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) membengkak dari Rp20,32 miliar pada September 2022 menjadi Rp38,18 miliar pada September 2023.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beban operasional selain bunga bersih pun naik dari Rp209,79 miliar pada kuartal III\/2022 menjadi Rp239,31 miliar pada kuartal III\/2023.&nbsp; Rasio biaya operasional terhadap pendapatan operasional (BOPO) pun membengkak menjadi 79,07% pada September 2023, dari sebelumnya 77,71% pada September 2022.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi intermediasi, Bank Lampung telah menyalurkan kredit Rp6,61 triliun pada kuartal III\/2023, naik 9,61% yoy. Namun, aset bank turun 13,55% yoy menjadi Rp10,2 triliun.\u00a0\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Lampung mencatatkan peningkatan tipis rasio kredit bermasalah (<em>non performing loan<\/em>\/NPL) <em>gross<\/em> dari 2,31% pada September 2022 menjadi 2,32% pada September 2023. NPL nett pun naik dari 1,1% ke 1,61%. Adapun, dana pihak ketiga (DPK) Bank Lampung turun 18,37% yoy menjadi Rp8,26 triliun. Dana murah atau <em>current account saving account<\/em> (CASA) pun turun 5,73% yoy menjadi Rp4,11 triliun. (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Lampung atau Bank Lampung berhasil mencatatkan laba bersih sebesar Rp120,65 miliar pada kuartal III\/2023, turun 6,07% secara tahunan (yoy) dari laba bersih periode yang sama tahun sebelumnya Rp128,45 miliar.&nbsp; Berdasarkan publikasi laporan keuangan di media massa pada Selasa (24\/10\/2023), pendapatan bunga bersih (net interest income\/NII) Bank Lampung sebenarnya mengalami [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":9093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[426,1370,724,723,553,2714,722],"class_list":["post-9092","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumd","tag-bank","tag-bersih","tag-bpd","tag-daerah","tag-laba","tag-lampung","tag-pembangunan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=9092\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Lampung atau Bank Lampung berhasil mencatatkan laba bersih sebesar Rp120,65 miliar pada kuartal III\/2023, turun 6,07% secara tahunan (yoy) dari laba bersih periode yang sama tahun sebelumnya Rp128,45 miliar.&nbsp; Berdasarkan publikasi laporan keuangan di media massa pada Selasa (24\/10\/2023), pendapatan bunga bersih (net interest income\/NII) Bank Lampung sebenarnya mengalami [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=9092\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-24T02:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-24T01:18:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/10\/Bank-Lampung-e1698110285800.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"760\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=9092\",\"url\":\"https:\/\/businessupdate.id\/?p=9092\",\"name\":\"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-10-24T02:14:00+00:00\",\"dateModified\":\"2023-10-24T01:18:59+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=9092#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=9092\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=9092#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=9092","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank Lampung Kuartal III\/2023 Sebesar Rp120,65 Miliar\u00a0 - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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