{"id":9110,"date":"2023-10-25T11:17:28","date_gmt":"2023-10-25T04:17:28","guid":{"rendered":"https:\/\/businessupdate.id\/?p=9110"},"modified":"2023-10-25T11:17:32","modified_gmt":"2023-10-25T04:17:32","slug":"laba-bersih-bri-kuartal-iii-2023-capai-rp4421-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=9110","title":{"rendered":"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Rakyat Indonesia (Persero) Tbk. atau BRI mencatatkan laba bersih konsolidasi Rp44,21 triliun pada kuartal III\/2023. Angka ini naik 12,5% secara tahunan (yoy) dibanding periode yang sama tahun lalu sebesar Rp38,31 triliun.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan yang dipublikasikan Rabu (25\/10\/2023), laba bersih BRI disebabkan oleh peningkatan pendapatan bunga bersih (<em>net interest income<\/em>\/NII) sebesar 4,86% yoy menjadi Rp101,17 triliun dibanding sebelumnya yaitu sebesar Rp96,51 triliun pada kuartal III\/2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kenaikan laba juga disokong pendapatan berbasis komisi (<em>fee based income<\/em>) yang tumbuh 12,19% yoy menjadi RpRp15,56 triliun pada sembilan bulan pertama tahun ini. Angka tersebut lebih tinggi dibanding sebelumnya yaitu Rp13,87 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lalu, kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) BRI pun susut 5,64% yoy menjadi Rp23,24 triliun. Tak hanya itu, BRI pun meraih pendapatan lain yang naik 21,49% menjadi Rp19,10 triliun pada September 2023, dari yang sebelumnya Rp15,72 triliun (yoy). Alhasil, laba operasional naik 15,01% menjadi Rp56,21 triliun pada September 2023 dibanding periode yang sama tahun lalu Rp48,87 triliun (yoy).&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, dari sisi intermediasi, BRI telah menyalurkan kredit sebesar Rp1.184,68 triliun pada kuartal III\/2023, naik 12,32% yoy dari periode sebelumnya Rp1.054,72 (yoy). Aset BRI pun naik 9,93% persen yoy menjadi Rp1.851,96&nbsp; triliun dibanding sebelumnya Rp1.684,60 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudian, seiring dengan penyaluran kredit, rasio kredit bermasalah (<em>nonperforming loan<\/em>\/NPL) gross BRI naik tipis 9 bps menjadi 3,23% dari level 3,14% (yoy). Namun, NPL nett BRI turun dari 0,87% menjadi 0,73% pada kuartal III\/2023.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi pendanaan, BRI tercatat mendapatkan dana pihak ketiga (DPK) Rp1.290,29 triliun pada kuartal III\/2023, naik 13,21% (yoy). Dana murah atau <em>current account savings account<\/em> (CASA) BRI naik 10,11% menjadi Rp821,14 triliun pada kuartal III\/2023 dibanding periode yang sama tahun lalu, Rp745,73 triliun (yoy).&nbsp; (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BRI mencatatkan laba bersih konsolidasi Rp44,21 triliun pada kuartal III\/2023. Angka ini naik 12,5% secara tahunan (yoy) dibanding periode yang sama tahun lalu sebesar Rp38,31 triliun.&nbsp;&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan Rabu (25\/10\/2023), laba bersih BRI disebabkan oleh peningkatan pendapatan bunga bersih (net interest income\/NII) sebesar [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":6954,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,103,325,377,770,553,1161,1060],"class_list":["post-9110","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bersih","tag-bri","tag-indonesia","tag-keuangan","tag-kuartal","tag-laba","tag-laporan","tag-rakyat"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=9110\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BRI mencatatkan laba bersih konsolidasi Rp44,21 triliun pada kuartal III\/2023. Angka ini naik 12,5% secara tahunan (yoy) dibanding periode yang sama tahun lalu sebesar Rp38,31 triliun.&nbsp;&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan Rabu (25\/10\/2023), laba bersih BRI disebabkan oleh peningkatan pendapatan bunga bersih (net interest income\/NII) sebesar [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=9110\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-25T04:17:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-25T04:17:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/06\/BRI-e1686801236956.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1060\" \/>\n\t<meta property=\"og:image:height\" content=\"662\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=9110\",\"url\":\"https:\/\/businessupdate.id\/?p=9110\",\"name\":\"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-10-25T04:17:28+00:00\",\"dateModified\":\"2023-10-25T04:17:32+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=9110#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=9110\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=9110#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=9110","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih BRI Kuartal III\/2023 Capai Rp44,21 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BRI mencatatkan laba bersih konsolidasi Rp44,21 triliun pada kuartal III\/2023. 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